Prageu Events International Fund Collection Privacy Policy

Prageu Events offers access to its interactive online website, applications, and services, including international payment gateways for event registrations and sponsorships. This Privacy Policy explains what information may be collected when you make payments or access our Services, how we use this information, and under what circumstances we may disclose it.

This policy applies globally to all participants, clients, and sponsors engaging with Prageu Events, regardless of their location.

1. Information We Collect

When collecting funds internationally for event participation, registrations, or sponsorships, we may collect:

Personally Identifiable Information (PII): Name, contact details, billing address, passport or identification numbers (if required for compliance).
Financial Information: Payment details such as bank account numbers, SWIFT/IBAN codes, credit/debit card details, and transaction references.
Non-Personally Identifiable Information (Non-PII): Device data, IP address, payment gateway identifiers, and transaction metadata.

2. How We Use Your Information

To process international payments securely.

To comply with applicable Indian and international laws (FEMA, RBI, AML, KYC, OFAC, GDPR, etc.).

To verify and authenticate transactions.

To generate invoices, receipts, and tax documents.

To prevent fraudulent transactions and financial crimes.

3. Sharing of Information

We may share your information with:

Payment Gateways & Banks (for secure processing of international transfers).
Regulatory Authorities (RBI, SEBI, IRS, FATF, or other global financial regulators, if required).
Auditors & Legal Advisors (for statutory compliance and reporting).

We do not sell or rent your financial data.

4. Data Protection & Security

All payments are processed through secure, PCI-DSS-compliant gateways.
Encryption, firewalls, and multi-factor authentication are used to protect financial data.
Sensitive data (like full card numbers or CVV) is not stored on our servers.
Cross-border transfers comply with GDPR (Europe), **CCPA (California, USA), and **Indian Data Protection laws.

5. Refunds & Disputes

Refunds, if applicable, are governed by the Prageu Events Refund & Cancellation Policy.

Chargebacks or disputes raised via banks/payment gateways will be handled in accordance with international banking regulations.

6. Rights of Users

Depending on your jurisdiction, you may have rights to:

Access your payment records.
Request correction of inaccurate data.
Request deletion of personal data (subject to compliance with financial regulations).
Opt-out of non-essential communication.

7. Retention of Data

We retain international payment and transaction data for 7 years (or as required by local law) for taxation, accounting, and anti-money laundering compliance.

8. Contact & Support

For questions related to international payments or fund collection privacy, contact us at:

info.prageu@gmail.com accounts@prageu.com

Prageu Events & Marketing Services Pvt. Ltd.
506- Satya One Complex, Opp Manav Mandir, Helmet Cross Road, Memnagar, Ahmedabad-380052

9. Policy Updates

Prageu Events reserves the right to update this Privacy Policy to reflect changes in laws, banking practices, or company policies. Updates will be published on our official website and will take effect immediately.